Car insurance frauds still prevail, most of them seen for Prague and the Stredocesky region. Fraudsters are mainly involved in low-value scams, the poll revealed.
Global statistics show that one in seven claims reported to insurers by their clients is false.
Ceska pojistovna (CP) investigators disclosed frauds for Kc345m in the first nine months of the year, an annual hike of Kc24m. Over 40 percent of the uncovered cases were recorded in the capital Prague and in the Stredocesky region in central Bohemia, said CP's Jaromir Kadera.
Allianz registered 1,609 false claims for Kc92m until the end of September, against 1,102 cases for around Kc77m in the same months last year.
Generali reported 370 insurance frauds for Kc39m in Q1-Q3, up from 251 cases for Kc29m last year.
Opportunistic fraud, the deliberate padding or inflating of a legitimate insurance claim, is also a common practice.
Kooperativa investigators launched inquiry into 650 claims for over Kc170m, an annual rise of around one quarter. Sixty percent of the suspicious claims are fake accidents, said Kooperativa spokesman Milan Kana.
Uncovered insurance frauds at Ceska pojistovna in Q1-Q3 this year by regions:
region sum (in Kc millions) annual growth/fall (in Kc millions)
Prague 104 14
Stredocesky 38 13
Jihocesky 27 -17
Kralovehradecky 26 -4
Ustecky 25 17
Moravskoslezsky 24 6
Liberecky 21 5
Plzensky 20 -19
Pardubicky 18 5
Jihomoravsky 9 4
Vysocina 9 5
Karlovarsky 9 -8
Olomoucky 8 1
Zlinsky 8 2
total CR 345 24
Source: Ceska pojistovna
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