Kosovo Territory

Southeast Europe, between Serbia and Macedonia

influenced by continental air masses resulting in relatively cold winters with heavy snowfall and hot, dry summers and autumns; Mediterranean and alpine influences create regional variation; maximum rainfall between October and December

Currency: EURO


Insurance Association of Kosovo
Central Bank of the Republic Kosovo

Insurance statistics

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Kosovo 1Q2018 Market Portfolio

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Kosovo insurance market seen diminishing 5% in 2013

In 2013, the Kosovo's' insurance market was characterized by a 5% decrease in GWP, a 26% increase in claims paid by the insurers and a 21% increase in the total number of policies sold by the companies, according to the full year preliminary results published by the local market authority - Central Bank of Kosovo (CBK).

KOSOVO, 3Q2013: Lower premiums and a loss of almost EUR 100.000

According to data published by the Central Bank of the Republic of Kosovo (CBK), the insurance market reported a negative result in 3Q2013. Gross written premiums totaled EUR 60.2 million, or 5% less as compared to the January-September 2012 period. At the same time, the paid claims of insurers increased by 37% to EUR 29.5 million.

Border agreement adds to KOSOVO coffers

As a result of the EU-mediated Integrated Border Management agreement reached with Serbia, Kosovo has increased its customs revenues, which should begin to make up for losses that been taking place since 2003.

KOSOVAR insurers reported profit of EUR 2.5 million at the end of September

Total gross written premiums of the Kosovo insurance industry in the first nine months of 2012 amounted to EUR 63.34 billion, representing an increase of 7.86% over the corresponding period in 2011, while the value of paid claims totaled EUR 21.6 million, or 9.5% more y-o-y, as the Central Bank of Kosovo (CBK) informed. These values were generated by 13 insurers who sold over 578 thousand policies in the analyzed period.

KOSOVO TERRITORY: Central Bank has penalized all the insurance companies

No insurance company in Kosovo operates according to the laws in place. Most of them do not reimburse their clients, the quality of their services is not quality oriented, they have staff problems, they have problems with their local operators and plenty of cases of corruption. The irregularities identified by the inspectorate, made the Central Bank to penalize all the companies.

KOSOVO insurers 1H total premiums rise 4%

The total premiums collected by the insurance companies operating in Kosovo territory rose 4% in 1H2012, to EUR 39.58 million, Central Bank data showed. This value was generated by the over 304 thousand policies sold in the analyzed period, 60 thousand more compared to January-June 2011. At the same time, the value of paid claims of insurers amounted to EUR 13.92 million.